AT Pay
AT Pay is payment software for classic POS terminals. It controls the terminal functions – card reading, PIN entry, receipt printing, communication with the bank and with external devices – and carries out payment transactions with the processing center. The software is designed for different types of equipment: countertop and mobile terminals, retail PIN pads, vending machines and other self-service devices.
One application for different terminals
AT Pay separates the payment logic from a specific terminal. A platform service layer isolates the SDKs of terminal manufacturers, so the same payment scenarios, settings and integrations are used across the whole terminal network. New terminal models are adapted quickly, and the bank can purchase hardware from different vendors without rebuilding its acquiring software.
AT Pay supports terminals based on Linux, VOS and Android of PAX, Castles, Aisino, NewPOS, Feitian, Nexgo, Tianyu, Telpo, Newland, FEIG, UIC, Vendista and other manufacturers.
Payment scenarios
The flexible structure of the software makes it possible to implement any payment scenario. For self-service, AT Pay supports scenarios for vending machines, kiosks, smart refrigerators, fuel stations, car washes, ticketing and transport.
Processing and management
AT Pay works with the processing systems Compass Plus, OpenWay Way4, SmartVista and Tieto. Terminal parameters are set and updated remotely in AT Pay TMS, and encryption keys are loaded with AT Pay RKL.
Basic functions
- Chip, contactless and magnetic stripe cards
- Purchase, cancellation, refund, pre-authorization and completion
- Configurable list of operations, receipt type and receipt parameters
- Bank branding: logos, screens and messages
- Communication with the bank via Ethernet, Wi-Fi and mobile networks
- Remote configuration and software updates via AT Pay TMS
- Remote key loading via AT Pay RKL
- Interaction with external devices and cash register software